The third monthly Social Security Disability Insurance (SSDI) payment for June is approaching. Pending beneficiaries will receive funds soon according to established guidelines. The Social Security Administration (SSA) manages these regular payments for people with work disabilities. The schedule operates under defined protocols.
Two distribution cycles occurred earlier this month. Two additional allocations will complete the June schedule. The specific date of receipt depends primarily on the birthdate. Additional factors related to supplementary benefits may influence this. This report details the current operating schedule.
SSDI payments: A second round of deposits arrives within hours
The methodology for determining eligibility follows predefined guidelines that the SSA reviews every year. Individuals with disabilities that limit their work activity are eligible for SSDI. Other applicants may qualify under specific conditions. The application process follows designated institutional channels.
Individuals who began collecting SSDI in May 1997 or earlier operate under different regulations. Generally, disbursements occur on the third business day of the month. Modifications apply when this date falls on a non-working day. During August 2025, the third day falls on a Sunday, resulting in an adjustment.
Supplemental Security Income (SSI) recipients fall into this category. They receive SSDI on the third day of each monthly cycle. The SSI component is paid on its standard monthly initial date. Both disbursements are scheduled independently.
Beneficiaries who did not receive SSI after May 1997 have variable dates. Their payment date is calculated using their date of birth. Transfers are made on specific Wednesdays: the second, third, or fourth of the month. The allocation corresponds to specific birth periods.
The correlation between birthdate and payment date follows a tabular structure:
- Births between the initial days (1-10) receive funds on the second Wednesday.
- Those born in the intermediate segment (11-20) receive their payment on the third Wednesday.
- Those born in the final segment (21-31) receive their allowance on the fourth Wednesday.
This mechanism is applied consistently every calendar month. Only bank holidays can trigger minor adjustments, and these are announced at the beginning of the year with the full dates for all 12 months.
June SSDI payment dates confirmed by the SSA
To begin with, beneficiaries under the pre-May 1997 rule received funds on June 3. This group includes simultaneous SSI recipients. The date was an operational bank day without any changes.
For beneficiaries based on birth date, the dates are determined. Those born on the 1st to the 10th received their transfer on June 11. Those born between the 11th and 20th will receive their allowance on June 18, and those born between the 21st and 31st of any month will receive their payments on June 25.
How to calculate your SSDI amount
In 2025, the SSDI program has a maximum monthly benefit of $4,018, applicable to those who had high and consistent income throughout their working life. However, the average payment is significantly lower, at $1,580 per month, based on a 2.5% cost-of-living adjustment (COLA).
The SSDI calculation considers the 35 years of highest earnings, applying a progressive formula (as an example):
- 90% of the first $1,226 of average indexed earnings (AIME).
- 32% of amounts between $1,226 and $7,391.
- 15% of amounts over $7,391
Keep in mind that these amounts are only maximums, and it doesn’t necessarily mean that you will receive that amount; it depends on your particular situation and your work history.
