On Tuesday, July 1, 2025, the Social Security Administration (SSA) will issue Supplemental Security Income payments for that month. This payment date follows the usual schedule, as the 1st falls on a weekday. There are no advance payments, as occurred in June, when the deposit was moved to May 30.
In June 2025, the first day was a Sunday. Due to this circumstance, SSI payments were issued early on Friday, May 30. July does not have this situation, confirming payment for Tuesday, July 1. Scheduling follows the rules established by the SSA.
Payment distributions are made directly on the first business day of the month. Recipients can access their funds using their chosen method: direct deposit or Direct Express debit card.
Maximum amounts established for SSI in 2025
The federal maximum amount for an individual SSI beneficiary is $967 per month. For eligible couples receiving the joint benefit, the total maximum amount is $1,450. This amount is divided equally between the two partners.
There is a third recognized amount: $484 per month. This payment is intended for an “essential person.” This is defined as someone who lives with an SSI beneficiary and provides essential and ongoing care.
How much did SSI benefits increase?
These amounts already include the 2.5% increase implemented in January 2025. This increase corresponds to the cost-of-living adjustment (COLA). The annual COLA seeks to protect beneficiaries’ purchasing power against inflation.
The Senior Citizen League (TSCL), a nonpartisan senior citizen advocacy organization, projects that the 2026 COLA will not change much, ranging from 2.4% to 2.5%.
Updated SSI Eligibility Criteria
SSI eligibility requires meeting one of these primary criteria: being at least 65 years old, being legally blind, or having a disability that meets standards defined by the SSA. The disability must prevent “substantial gainful employment.”
The applicant’s countable income must remain below the established limits. For an individual, the monthly limit is $967. For eligible couples, the combined limit is $1,450 per month. Income reduces the payment, as we can imply so far.
The SSA applies specific income deduction rules. For example, for every $2 of earned income above the first $85, $1 is deducted from the SSI payment. Other sources of income also affect the final amount.
Available resources or assets are also limited. An individual beneficiary cannot have countable resources exceeding $2,000. For an eligible couple, the joint resource limit is $3,000.
Bank accounts, stocks, bonds, and property other than a primary residence and a vehicle are considered assets. A primary residence and a car are generally excluded from the calculation of these assets by law.
The applicant must be a U.S. citizen or national, or have qualifying immigration status. They must reside in one of the 50 states, the District of Columbia, or the Northern Mariana Islands. They cannot remain outside the U.S. for more than 30 consecutive days.
