If you are one of the lucky Social Security beneficiaries should keep in mind that there will be no more benefit payments during the month of January 2025. As this month and its respective payments end, only the advance payment of Supplemental Security Income (SSI) remains, which corresponds to February 1 and will be brought forward to January 31.
Returning to Social Security retirement payments, it is important to know when the next deposits will be received for February 2025. The Social Security Administration (SSA) has established a specific schedule for payments.
Social Security payment dates for February 2025
In February 2025, Social Security payments will be made on three specific days: the second, third, and fourth Wednesday of the month. The scheduled dates for deposits are February 12, 19, and 26, which are the second, third, and fourth Wednesdays.
The Social Security payment schedule is based on the beneficiary’s date of birth. Generally, retirement beneficiaries and some people who receive disability benefits receive their payments on the second, third, or fourth Wednesday of each month.
Now, when we take a look back to beneficiaries of the SSI program, they will receive their payments on the first day of each month (except this month, which is early because February 1st falls on a weekend).
In February, Social Security retirement payments are:
- On February 12 for beneficiaries who have a date of birth between the 1st and the 10th.
- On February 19 for beneficiaries who have a date of birth between the 11th and the 20th.
- On February 26 for beneficiaries who have a date of birth between the 21st and the 31st.
Maximum benefits: Who receives up to $5,108 this month?
In 2025, the maximum Social Security benefit is set at $5,108 per month, marking an all-time high compared to the $4,873 offered in 2024. This increase in the maximum amount reflects adjustments in policies and economic conditions that impact beneficiaries of the program.
Several factors change the calculation of the maximum benefit, with age being one of the most determining. The amount a beneficiary can receive varies depending on the chosen retirement age.
In 2025, the specific amounts for different ages are as follows: those who reach full retirement age will receive $4,018 per month; those who choose to retire at age 62 will receive an amount of $2,831 per month; and beneficiaries who decide to postpone their retirement until age 70 will be able to access the maximum amount of $5,108.
