Some SSI (Supplemental Security Income) recipients were left with a look of “what about my March payment?” It turns out that the Social Security Administration (SSA) advanced the deposit, and here’s why. But don’t worry: it’s not that they took money from you, they just changed the date. Let’s go in parts, this has its explanation… and also some tips in case the program is useful to you.
As you could know so far, March started on a Saturday (the 1st), and the SSA has a clear rule: if the payment date falls on a weekend or holiday, they deposit you on the last business day before. So, instead of waiting until March 3rd (Monday), the money arrived on February 28th. The good news? There were no delays. The bad one? Some thought they were due a double payment in March, but the SSA was clear: “It was only a date change, not an extra payment.”
This created a bit of chaos, especially for those who organized their accounts up to date. Imagine planning the month thinking that $967 for individuals, or $1,450 for couples (and even $484 for essential beneficiary assistance, if you qualify) would arrive in March, and well, in the end, the money showed up in February. The SSA insists on always checking the official calendar at ssa.gov or by calling 1-800-772-1213 if you have any questions.
SSI is not the same as retirement: how are they different?
Here’s a key fact that many confuse: SSI is not the same as Social Security (the one you receive for retirement or disability after years of work). SSI is designed for people with limited resources: older adults, people with disabilities, or even children in specific situations. The important thing here is not how much you worked, but whether you meet the income and asset requirements.
What if you already receive a Social Security pension but it is very low? In that case, SSI could act as a supplement. Of course, your total income (including that pension) and what you have saved must be below the program limits. It is like an extra lifeline so that no one is left on the canvas, even if what you earn from your work history is not enough.
The 2025 numbers: adjustments for inflation and maximum amounts
For this year, SSI amounts rose by 2.5% thanks to the cost of living adjustment (COLA). This is not a luxury, but an attempt to prevent inflation from eating your purchasing power alive. What is the most you can receive?
- $967 per month if you are single.
- $1,450 per month for couples who apply together.
- Additional $484 if someone helps you with basic daily tasks (such as bathing or cooking).
Of course, these amounts can be reduced depending on your income. Oh, and be careful: not all income is treated the same.
SSI requires that your resources be within certain limits. We’re talking about things like cash, property other than your primary home, or even a second vehicle. If you go too far, they could suspend you. What counts as a “resource”?
- Cash or savings: If you have more than $2,000 (or $3,000 if you are a couple), you may not receive any benefits.
- Additional properties: An inherited cabin, vacant land, etc., could have a negative effect on your eligibility.
- Vehicles: If you have more than one car, unless it is for specific needs (such as medical transportation).
The SSA does periodic checks to verify this, so it’s best not to play hide and seek with your assets.
