The Social Security Administration (SSA) revealed news for the disability benefits (SSDI) corresponding to the month of May, as deposits for the first of the three groups will begin in less than 72 hours. Depending on your date of birth, your payment will be effective on Wednesday, May 14, 21, or 28, 2025.
SSDI payments follow a distribution schedule based on dates of birth established by the SSA. In a few hours the first deposit will arrive: for people born between the 1st and 10th of each month, they were scheduled for May 14, 2025, the second Wednesday of the month.
Beneficiaries with birthdays between the 11th and 20th will receive their payment on May 21, while those born between the 21st and 31st will receive their payment on May 28.
It’s time to apply for SSDI if you can’t work because of a disability
Social Disability Disability Insurance (SSDI) offers monthly benefits to workers with qualified disabilities. Amounts depend on work history and are adjusted annually through the COLA (cost of living adjustment). In 2025, this increase was set at 2.5%, according to official data.
The maximum amount of SSDI after COLA 2025 reaches 4,018 per month, as reported by the SSA itself through its official channels. This value applies to beneficiaries with high prior income who meet full eligibility requirements. The increase represents an increase of $196 compared to 2024.
Only a minority of beneficiaries access the maximum amount, since the majority receive smaller amounts based on their contributions to the system. The figure of $4,018 aligns with projections from the Consumer Price Index (CPI-W) for the third quarter of 2024.
What happens if you reach full retirement age while receiving SSDI?
If you are receiving SSDI benefits, and you reach your full retirement age (FRA), that is, the age at which you can claim the total amount that corresponds to you for retirement (without reductions), the system automatically makes the change of benefits and they become your lifetime retirement.
Your benefit amount generally does not change during this conversion, since SSDI benefits are initially calculated as if you had reached FRA when you became disabled. This means you are already receiving what you would normally receive as a retirement benefit, based on your history of earnings and contributions to the system. However, there are important exceptions.
If you were receiving other benefits, such as workers’ compensation or a disability benefit from a government job where you didn’t pay Social Security taxes, these reductions may stop when you reach FRA, which could increase your retirement benefit.
If you have questions or need more information, you can contact the SSA directly by phone at 1-800-772-1213. Or, you can visit your nearest SSA office, where officials will help you by answering your questions and guiding you if you need to take any further action.
