Social Security payments in April 2025 are distributed on various dates throughout the month of April, depending on the beneficiary’s criteria, such as date of birth or the special status of some particular programs. According to the Social Security Administration (SSA) itself, the schedule follows a pattern based on the grouping of beneficiaries on at least four dates, so that the program does not suffer from saturation or errors.
Some beneficiaries receive their payments this April 3, being the first of the month’s groups: these are those who receive Social Security retirement benefits claimed since before May 1997. Also in this group are surviving relatives of deceased beneficiaries who inherited the payments after death.
Other groups receiving their Social Security payments on April 3
April 3: This day is reserved for beneficiaries with special statuses, including:
- Those who applied for benefits before May 1997.
- People living in a foreign country.
- Those who receive both Supplemental Security Income (SSI) and Social Security, with Social Security payments on the 3rd and SSI on the 1st of each month.
- Beneficiaries whose Medicare premiums are paid by the state.
Three additional Social Security payment dates in April 2025
The sum of these groups represents a very small percentage of the total beneficiaries, but there are three other majority groups that bring together the great mass of the almost 70 million beneficiaries at the federal level who claim these payments throughout the country.
- April 9 (second Wednesday): Corresponds to beneficiaries whose birthday falls between the 1st and 10th of the month. This group includes most retirees who began receiving benefits after May 1997.
- April 16 (third Wednesday): This day is for those who have birthdays from the 11th to the 20th of the month, also post-May 1997.
- April 23 (fourth Wednesday): Covers beneficiaries with birthdays between the 21st and 31st of the month, completing the distribution based on date of birth for the remainder of the month.
Maximum Social Security benefits by age
The maximum amounts depend on the age at retirement, based on maximum taxable income from age 22 and retirement in January. Here are the amounts for 2025:
- At age 62: $2,831 (Reduction for early retirement, assumed at age 62 and 1 month).
- At age 65: $3,374 (Early retirement for 2003 onwards, at exactly age 65.).
- At age 66: $3,795 (Normal retirement age for those born between 1943 and 1954).
- At age 67: $4,043 (Normal age for those born in 1960 or later, maximum at this age for many).
- At age 70: $5,108 (maximum with late payment credits).
This being the case, you will know that if your income is high, and instead of retiring at the age of 62 you wait until you are 70, you will see your monthly check increase from $2,831 to $5,108 for life. The average benefit in January 2025, which is the most recent data available, is $1,976.
