The Internal Revenue Service (IRS) continues distributing tax refunds for the 2025 tax year. Not everyone will receive their refunds in the same timeframe; it depends on when they filed their tax returns.
The IRS process follows a set schedule determined by the filing method and acceptance date. Electronic returns with direct deposit are typically processed in approximately 21 days after acceptance. Those who chose to receive a physical check by mail face longer delays, potentially up to two months.
Tentative payments in 2025: The official IRS calendar
Taxpayers who filed their 2024 tax return electronically before May 15 could receive funds between June 9 and June 15. This applies specifically to direct deposit payments.
According to the official 2025 tax calendar, taxpayers who filed by April 7 via direct deposit should have received their refund around April 28. For those who selected a paper check, the estimated delivery date was around June 6. These projections are subject to change.
Returns filed near the April 15 deadline with direct deposit options would receive refunds between June 6 and June 19. If a mail-order check was selected, delivery could occur between June 13 and June 26. These ranges represent estimates based on the standard calendar.
Here’s a summary list of past and upcoming payment dates for this 2025 tax season.
Declarations submitted before April 7
- Direct Deposit: Estimated refund by April 28.
- Postal Check: Estimated refund by June 6.
Returns filed around April 15 (deadline)
- Direct Deposit: Estimated refund between June 6 and 19.
- Postal Check: Estimated refund between June 13 and 26.
Declarations submitted between May 1 and 15
- Direct Deposit: Estimated refund between May 22 and June 4.
- Postal Check: Estimated refund between May 29 and June 11.
- Paper return: Refund may be delayed until July 10.
Declarations submitted between May 16 and 31
- Direct Deposit: Estimated refund between June 6 and 19.
- Postal Check: Estimated refund between June 13 and 26.
- Paper return: Refund may be delayed until July 11-25.
These figures are estimates and are for informational purposes only. They are subject to change and do not represent an official statement on behalf of the IRS.
Possible causes of delay if your tax refund hasn’t arrived yet
Claiming the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) often involves additional delays. The IRS routinely holds these refunds until mid-February. This measure aims to prevent tax fraud associated with these credits.
Other reasons for delays may also be considered, such as taxpayer identification issues. Fraudulent use of Social Security numbers is a constant concern. Delays in bank processing or postal service also play a role. The IRS may withhold refunds to cover outstanding tax debts or child support payments.
If more than 21 days have passed since the acceptance of an electronic return without receiving a refund, the IRS suggests using its online “Where’s My Refund?” tool. This resource, accessible on the official IRS website, provides daily updates on the status of the process and is completely free for all taxpayers.
To find your payment using this tool, taxpayers must have their Social Security number (if they’re a U.S. citizen) or their ITIN (if they’re a legal immigrant). The IRS also asks for their declared marital status and the exact amount they’re expecting.
If you still can’t find the ones listed, you can call 800-829-1954 for personalized assistance.
