You might be wondering when your Social Security payment will arrive this June. Don’t worry, we’ve got you covered with the information you’ve been searching for hours on the internet. We’ll go over everything you need to know for this month, from key dates to how much you could receive. It’s practical, straightforward information to help you plan ahead.
Social Security is certainly an essential support for millions, whether for retirement, disability, or surviving family members. This year, it comes with a little extra: a 2.5% increase thanks to the cost-of-living adjustment (COLA). This is already included in current payments, so what you receive this June reflects that increase.
All Social Security retirement dates for June 2025
All dates depend entirely on the beneficiary’s birthday, even if they are no longer here and payments are being made to their loved ones. The SSA calendar is clear: if you were born between the 1st and 10th of the month, your payment falls on Wednesday, June 11th.
If your birthday is between the 11th and 20th, you’ll receive it on Wednesday, June 18th. And if your birthday is between the 21st and 31st, aim for Wednesday, June 25th. All of these dates are business days, so don’t worry about holiday delays or confusing changes.
There’s a different group: those who claimed their retirement benefits before May 1997: these recipients get their payments in the third day of the month (no date change here: expect it on June 3).
Who receives the maximum Social Security amount of $5,108?
Well, that juicy $5,108 monthly check is real, but it’s for a specific group. We’re talking about people who waited until age 70 to claim their benefits and who earned high incomes for at least 35 years, paying the maximum in Social Security taxes. The delay until age 70 gives them a nice cumulative increase that adds up, as we said, to $5,108.
As for the average, the most recent data is from April 2025, and it was already approaching exactly $2,000 ($1,999.97, to be precise). With the 2.5% COLA already in place and the overall upward trend, it’s very likely that this average will exceed $2,000 per month by June. This is a solid estimate based on the latest official data and the total volume paid.
How do they calculate that $5,108 maximum?
It’s pure SSA math. First, the full benefit at age 67 (for those born in 1960 or later) for someone at maximum income would be about $4,043. For each year you delay retirement after age 67 (until age 70), you add an extra 8%. Delaying three years gives an increase of about 24% (1.08 x 1.08 x 1.08). $4,043 plus that 24% gives you about $5,013, and with minor adjustments, you arrive at the confirmed $5,108.
An important note before closing: Don’t confuse Social Security retirement benefits with SSI (Supplemental Income). SSI has its own rules and maximum amounts ($967 for an individual, $1,450 for a couple in 2025), but that’s not what we’re discussing here. We’re focusing only on traditional retirement benefits.
