If you receive Supplemental Security Income (SSI) payments, pay attention, because something happens in June that happens a couple of times a year and could cause confusion regarding your payments. It turns out that this year there are months when the money doesn’t show up on the first day as usual.
But wait! Don’t panic. Your payment isn’t frozen or anything strange. There was simply a date change ordered by the Social Security Administration (SSA).
The SSA has a very clear rule: when the first day of the month falls on a Saturday, Sunday, or holiday, they don’t work. And since they’re very punctual, they don’t leave you hanging. Their solution is simple: they pay you early. That way, you’re guaranteed to get the money on time.
The June SSI payment confusion
The “consequence,” we could say, without it really being a problem, is that in those months, when the famous day 1 arrives, you won’t see a new deposit. But -once again- don’t worry, it’s not like they’ve missed a payment. It’s just that you received it a little early. At the end of the year, your twelve full payments will be with you. It’s just a matter of timing.
Let’s focus on June 2025. Sunday, June 1st, is clearly a weekend. The SSA doesn’t open its offices on those days. What did they do then? They deposited your June payment, but it was sent on Friday, May 30th.
Other months in 2025 with the same SSI date change
June isn’t the only one. There are several months in 2025 where the 1st is inconvenient, so the SSA is also advancing payments. Note these key dates because there won’t be direct deposit at the beginning of those months:
- January 2025: Payment arrived on December 31, 2024. Just in time for last year’s end-of-year celebrations.
- March 2025: You were paid on February 28, 2025.
- September 2025: Your September balance will be deposited into your account on August 29, 2025.
- November 2025: Your November payment will be made on October 31, 2025.
- And as an added bonus, even January 2026 is part of this dynamic. Since January 1, 2026, is a Thursday, but January 1 is a holiday, you’ll be paid on December 31, 2025. So, you’ll receive your first payment of 2026 before you even toast the New Year.
The maximum SSI payment each month in 2025
The federal SSI maximum amounts increased slightly. This was thanks to the cost-of-living adjustment, known as COLA. The increase was 2.5%. So, starting in January 2025, the caps are:
- Individual eligible individuals: Can receive up to $967 per month.
- Eligible couples (both receiving SSI): The joint maximum is $1,450 per month.
- Essential Person (someone who lives with and cares for a beneficiary who is unable to fully care for themselves): Up to $484 per month.
These figures are the federal maximums. The amount you actually receive may vary, as it depends greatly on your personal circumstances. Factors such as other income (salary, pensions), the resources or assets you own, and your housing situation (whether you pay rent, for example) all play a role. The SSA calculates these amounts based on the results.
