New payments will arrive this week for millions of retired Americans, as well as for those receiving Supplemental Security Income (SSI) payments, with maximum amounts that can reach up to $5,108 for retirement and $1,450 for SSI.
The payment corresponding to the fourth Wednesday of May 2025 will be made on May 28th, for the third group of beneficiaries, those whose birthdays are between the 21st and 31st of any month. Later, in June, more payments will follow, starting on the 1st, but we will check out that later.
These disbursements are part of the Social Security Administration’s standard schedule, which distributes benefits on various monthly dates based on the date of birth and the type of benefit.
Maximum retirement and SSI amounts in 2025
Social Security retirement benefits vary depending on the age at which you claim them. In 2025, those who retire at age 62 will receive up to $2,831 per month, while those who wait until age 67 will receive $4,018. Delaying retirement until age 70 increases the maximum amount to $5,108.
To qualify for these amounts, a contribution history with income at the taxable maximum for at least 35 years is required. “The amounts reflect COLA adjustments and consistent contributions,” official SSA documents state. Fewer years of contributions proportionally reduce benefits.
The SSI program, which focuses on providing benefits to low-income elderly, legally blind, and disabled individuals, provides up to $967 for an individual applicant and up to $1,450 for couples applying together. Essential caregivers can receive up to $484 per month. These amounts include a 2.5% cost-of-living adjustment (COLA), approved for the fiscal year, an increase that also extends to retirement benefits.
I’m a retiree: Am I eligible for SSI?
People who receive retirement benefits, for which they have made contributions during their working years, are also eligible for SSI, for which they must also meet certain minimum requirements.
SSI requires strict income and resource limits. By 2025, assets cannot exceed $2,000 for individuals or $3,000 for couples. States such as California and New York offer state supplements, increasing the total received. “State supplements depend on local policies,” current regulations explain.
If a beneficiary is approved to receive SSI along with Social Security, the payment is moved to a different date than if they received only retirement payments, without the other supplement. In this case, the SSI will arrive on the first day of the every month, and the retirement payment will move to the third day.
June’s retirement and SSI dates
In June 2025, Social Security payments in the United States will be distributed according to the usual schedule. Beneficiaries who began receiving payments before May 1997 will receive their deposit on Tuesday, June 3.
Those born between the 1st and 10th of any month will receive their payment on Wednesday, June 11; those born between the 11th and 20th will receive their payment on Wednesday, June 18; and those born between the 21st and 31st will receive their payment on Wednesday, June 25.
Because June 1 falls on a Sunday, SSI recipients received their June payment early on Friday, May 30. Therefore, there will be no additional SSI deposit during the month of June.
