The Social Security Administration (SSA) has just announced that, next week, new retirement benefits will be paid for recipients who began claiming their payments after May 1997, which are divided into three groups that receive their bank deposit on the second, third, and fourth Wednesdays.
The SSA manages and distributes payments to retirement, disability, survivors, and SSI beneficiaries. By April 2025, payments follow a staggered schedule based on date of birth for most beneficiaries, with exceptions for SSI and special cases. As of today, SSI payments have already been distributed, and on Wednesday the 3rd, payments will be sent to those who claimed their benefits before May 1997.
The complete list of Social Security payments for April
Below you will find the payment schedule for April 2025, according to the official information we extracted from the official SSA website, and we have decanted it to make it easier to understand:
- April 1: Supplemental Security Income (SSI) payment. This benefit is generally delivered on the first day of the month.
- April 3: Payment for those receiving benefits since before May 1997 or those receiving both SSI and Social Security. It also includes overseas beneficiaries and those with state-paid Medicare.
- April 9: Payment for beneficiaries born between the 1st and 10th of the month, provided they began receiving benefits after 1997.
- April 16: Payment for beneficiaries born between the 11th and 20th of the month, with benefits after 1997.
- April 23: Payment for beneficiaries born between the 21st and 31st of the month, under the same previous conditions
Remember waiting at least 3 business days, after your designated date, in case your payment is delayed. That’s a reasonable range of possible delays. If your money has not arrived after that lapsus, get in your -by phone or in-person- with the SSA to determine whether there’s a problem or not.
Social Security payment maximums
Not all beneficiaries can receive the maximum established by the SSA this year, which was set at $5,108. Maximum benefits vary by claim age, with significant increases when delayed until age 70.
Maximum benefits depend on working 35 years with maximum taxable income and delaying the claim – as we just said – until age 70, although you can start enjoying retirement as early as 62 years of age. Here are the maximum values for 2025:
- At age 62: $2,831 per month.
- At age 65: $3,374 per month.
- At age 66: $3,795 per month.
- At age 67: $4,043 per month.
- At age 70: $5,108 per month, the highest possible.
Although these are the maximums, less than 1% of Americans who receive Social Security payments manage to access them. Most are closer to the average, which as of today stands at $1,976. This and all payments handled by the SSA increased 2.5% after the cost of living adjustment (COLA) that applies for all of 2025, December inclusive.
