The Social Security Administration (SSA) distributes monthly payments to more than 70 million beneficiaries. By June 2025, the schedule depends on birthdates and specific categories. Supplemental Security Income (SSI) beneficiaries follow a different schedule.
A specific group received their payment on Tuesday, June 3, 2025. This group includes those who applied for benefits before May 1997. It also applies to those who receive SSI along with Social Security. Beneficiaries residing outside the United States are eligible on this date. Likewise, those whose Medicare premiums are covered by their state.
Social Security payments for those who applied for benefits after 1997
Beneficiaries who applied after May 1997 have three key dates. Those born between the 1st and 10th of any month will receive their payment on Wednesday, June 11. Those with birthdates between the 11th and 20th will receive their funds on Wednesday, June 18. This structure organizes distribution based on birthdays.
People born between the 21st and 31st of any month will receive their payment on Wednesday, June 25, 2025. If a scheduled payment date falls on a federal holiday or weekend, the payment will be made on the preceding business day.
The SSA recommends waiting three business days if a payment doesn’t appear by the expected date. Afterward, it’s suggested contacting the agency. Beneficiaries can check their payment status through the SSA’s online portal. Customer service is also available by phone: 1-800-772-1213.
Updated maximum benefit amounts in 2025
The value of Social Security benefits varies depending on the age at which they are claimed. In 2025, the maximum benefit for those claiming at age 62 is $2,831 per month. Those who wait until their Full Retirement Age (FRA) can receive more. For those born in 1960 or later, the FRA is 67.
At Full Retirement Age (FRA), the maximum benefit reaches $4,018 per month in 2025. Delaying claims beyond FRA increases the monthly amount. The maximum possible amount is reached when claiming at age 70, amounting to $5,108 per month. These figures represent the cap based on maximum taxable earnings over a working lifetime.
What about the average retirement benefits?
Most beneficiaries receive amounts lower than these maximums. Payments are calculated using the worker’s earnings history. Years of contributions to the system also play a role. The average monthly retirement benefit in January 2025 was $1,976, according to official data.
The average monthly retirement benefit in January 2025 was $1,976, according to SSA data, but that amount dropped to $1,950 in June, totaling about $23,400 a year.
