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One Last Social Security Payment Letf to Be Sent in May and One Extra SSI to Come

Social Security beneficiaries will receive multiple payments at the end of May 2025: here's all you need to know

by Carlos Benavides
25/05/2025 08:02
in Money
Social Security Benefits

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The Social Security payment cycle for the month will conclude on May 28th. Those still awaiting funds are those born between the 21st and 31st, primarily late retirees or disabled individuals with benefits below the national average. No delays are expected, according to the calendar published by the SSA.

The May 30th advance does not reduce the June amount. Beneficiaries will receive their regular allowance on July 1st, unless that date is also a holiday. States such as California and New York add supplements, increasing the total to up to $1,200 for individuals in certain areas.

Social Security payment for May 2025

The SSA encourages you to confirm dates and amounts through its official portal. Here is official data we collected from that official source:

  • Group 1 (Payment: May 14): Beneficiaries born from the 1st to the 10th, including retired persons and persons with disabilities (SSDI), not combined with SSI.

  • Group 2 (Payment: May 21): Beneficiaries born from the 11th to the 20th, including survivors (widows/ers, children) and dependents not linked to SSI.

  • Group 3 (Payment: May 28): Beneficiaries born from the 21st to the 31st, including late retirees who maximize benefits and cases with a combination of Social Security and SSI.

  • SSI (Payment: May 30)Low-income beneficiaries, those with no work history, or those receiving SSI as a supplement; the June payment was brought forward because June 1st falls on a Sunday.

SSI recipients must maintain resources under $2,000 for individuals or $3,000 for couples. Non-residential property, secondary vehicles, or undisclosed accounts may suspend payments. Exceptions apply to nursing homes or people in shelters, with limits relaxed until 2026.

In 2025, the maximum monthly Social Security pension a worker can receive depends directly on the age at which they begin collecting the benefit. If a person retires at age 62, the first year of eligibility, they can receive up to $2,831 per month. If they wait until their full retirement age (67 for those born in 1960 or later), the maximum amount rises to $4,018 per month.

On the other hand, those who delay retirement until age 70—which allows them to accumulate deferred retirement credits—can receive a maximum monthly payment of up to $5,108.

These maximum amounts apply only to those who have consistently earned high incomes throughout their working lives and have contributed to Social Security for at least 35 years. Not all retirees receive these amounts; average benefits are often considerably lower.

Regarding the Supplemental Security Income (SSI) program, the maximum federal payments in 2025 are set at $967 per month for an individual and $1,450 per month for a married couple qualifying jointly.

These amounts may vary depending on the beneficiary’s state of residence, as some states offer additional supplemental payments. Unlike Social Security retirement benefits, SSI is intended for individuals with limited resources and does not require prior work history to qualify.

Tags: RetirementSocial securitySSI

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