Ready to find out when your money will arrive in June 2025? Let’s get straight to the point: Social Security payment dates follow a predictable order, but it’s always a good idea to be clear about the details. Don’t worry, we’ll explain it here without any technicalities or detours. Take note and organize your budget ahead of time.
The good news is that the dates are already set by the Social Security Administration (SSA). If you were born between the 1st and 10th of any month, your cigar will arrive on June 11th. For those whose birthdays are between the 11th and 20th, the date is June 18th.
And if your birthday is between the 21st and 31st, take note of June 25th. All of them are Wednesdays, so there are no changes due to weekends or holidays.
A small change to the Social Security calendar for June
A small group receives their money before the rest. If you started collecting Social Security before May 1997 or if you receive both benefits (Social Security and SSI), mark June 3rd in red. That date is a Tuesday, so there are no adjustments either.
Also, those receiving Supplemental Security Income (SSI) will actually see their June payment in May: since June 1 falls on a Saturday, the payment will be moved up to May 30, because the SSA doesn’t send payments on weekends or holidays.
Did you know that in 2025, the maximum retirement amount someone can receive is $5,108 per month? But beware: this isn’t for everyone. It only applies if you earned the maximum income for 35 years and delayed your retirement until age 70. Most people don’t make it: the average is around $1,979 per month.
If you decide to claim the money earlier, starting at age 62 (and until age 70, when your fund stops accumulating employment credits), these are the maximum amounts you could claim:
- At age 62: maximum of $2,831 per month (almost half of what waiting until age 70).
- At 67 (full retirement age): up to $4,018.
- At 70: the famous $5,108.
These numbers depend on your contributions throughout your working life. In 2025, the taxable income limit for Social Security will be $176,100 annually. Each year you delay retirement after age 67 adds an extra 8% to your monthly payment, until age 70.
If the money doesn’t appear in your account, the Social Security Administration recommends waiting three business days before contacting them. Almost everyone now uses direct deposit, but if you receive checks in the mail, consider possible delays.
To confirm your dates, visit the official Social Security website, or if you have questions that the internet can’t answer, visit your nearest SSA office, where officials will be happy to help you.
