Millions of Social Security beneficiaries are receiving their final regular May payment this week, but it’s not just any old payment: we’re talking about the Supplemental Security Income (SSI) payment, which they received in advance on May 30.
In case you didn’t know, some retirement payment recipients qualify to supplement their income with SSI, especially if they are seniors, disabled, or legally blind. This means that, in May, beneficiaries will have received two SSI payments, in addition to their regular second, third, or fourth payment.
Then, in June, only the regular retirement payment will arrive, and there will be no SSI payment. Then, on June 3, those who began receiving their benefits before May 1997, as well as those who collect SSI and Social Security benefits at the same time, and those who live abroad, will receive their SSI benefits.
Social Security Update: June 2025 Payments
The June 2025 payment schedule follows the SSA’s usual pattern. Distribution begins on the second Wednesday, June 11th. Those born between the 1st and 10th of any month will receive their benefits on that day. The date is confirmed in the official schedule.
The third Wednesday, June 18th, will be the next scheduled payment. Beneficiaries with birthdays between the 11th and 20th will receive their payments. The schedule published by the SSA specifies this sequence. No changes are anticipated for holidays on those dates.
The fourth Wednesday, June 25th, completes the monthly cycle. Those born after the 20th will receive their funds. This schedule remains consistent, except for adjustments for holidays, but there are no changes for this reason in June.
How much money could Social Security beneficiaries receive?
The maximum benefit amounts in 2025 vary by retirement age. At age 62, the maximum amount is $2,831 per month. This amount reflects a reduction for early retirement. It requires 35 years of maximum taxable earnings.
Those who wait until their full retirement age (66 years and 10 months in 2025) receive up to $4,018. This calculation also requires the historical maximum contribution. It represents 100% of the calculated benefit without adjustments.
The absolute maximum, $5,108, corresponds to those who delay retirement until age 70. This group accumulates delay credits of 8% per year after reaching full retirement age. The total increase can reach approximately 24%.
The actual average benefit differs significantly from the caps. At the beginning of 2025, the average monthly benefit was $1,976. This figure contrasts with the aforementioned maximum figures. Most people do not qualify for the record amounts.
For SSI, the maximum amount is $967 for an individual, and up to $1,450 for a couple applying jointly. Those claiming the Social Security Disability Insurance (SSDI) share their dates with the retirement beneficiaries, with the Wednesdays scheme.