The Social Security Administration (SSA) is making the payment of disability benefits, abbreviated as SSDI, as normal during the month of February and, in fact, the first group payment was already made on February 12, for beneficiaries whose birthdays are between the 1st and the 10th of any month.
The other two groups of beneficiaries are still waiting for their respective payments. If you were born between the 11th and 20th of the month, aim for February 19 (third Wednesday). And if your birthday is from the 21st to the 31st, your day is February 26 (fourth Wednesday). Oh, and if February flies by (adult life!), March follows the same payment logic: March 12, 19 and 26.
A brief explanation of the SSDI program
Imagine this: you’ve been working your ass off for years doing a job that requires physical effort, but one day your back says “nope! you can no longer carry a hammer”. If your doctor gives you the go-ahead (or rather, bad news), you could apply to receive a little monthly help.
Of course, it is not like ordering a coffee: you have to show medical papers that support your case. But the SSA approves your case, because you met all the requirements, that check can save you with rent, food, or medicine.
In February, some beneficiaries could receive up to $4,018 per month, but it is not for all eligible beneficiaries. The applicant must have worked for at least 35 years and have earned the maximum income allowed by Social Security law. Additionally, you must have been born in 1954 or earlier.
If you were born after 1954, the maximum amount of SSDI you can receive is less. This is because the full retirement age gradually increases for people born in 1955 or later.
The worker must have contributed at least 40 work credits: these SSA units of measurement are equivalent to $1,810 in 2025 (the maximum accrual per year is 4 credits), and to be eligible for SSDI, you must have contributed at least 20 of them in the last 20 years. For younger people, they ask for less, but the SSA will determine the amount to request in each case.
You must take this into consideration:
Your condition must be in the SSA Blue Book (yes, that giant manual with qualifying illnesses). This is a super huge list, and it’s updated and reviewed every year.
If you already receive other benefits (such as workers’ compensation), your SSDI payment could be reduced. Better consult with an expert so you don’t get scared or lose money by applying incorrectly to the application.
