The dates and amounts of the Social Security Disability Insurance (SSDI) program for insured workers with disabilities can be confusing to find because the Social Security Administration (SSA) website is often a gigantic tangle of websites and information pointing in all directions.
If you receive SSDI benefits, or are in the process of applying, this simplified and delineated information will help you know when you’ll receive your payments and how much you can expect, roughly (on average and at most) in June 2025, and for the rest of the year.
SSDI amounts and dates updated in June 2025
Disability benefit payments are distributed over four dates throughout each month, spanning a 12-month period. For those who began receiving payments before May 1997, Tuesday, June 3, was the starting date. This date is shared with beneficiaries who also receive SSDI along with Supplemental Security Income (SSI). This other benefit is sent on the first day of each month, or on the preceding business day, if necessary.
From here on, payments are for SSDI beneficiaries who filed claims after May 1997. By Wednesday, June 11, the first group of beneficiaries with birthdays between the 1st and 10th of any month had already received their payments from the first minutes of midnight onward.
Beneficiaries whose birthdays fall between the 11th and 20th of any month were subsequently assigned a Wednesday, June 18th, while the last group received their deposit on June 25th, the last Wednesday of the month, and this group is conformed by those with birthdates after the 21st of any month.
Remember that if you also receive SSI, there will be no payment in June because June 1st was a Saturday. In this case, the SSA advanced the payment to Friday, May 30th, which was the closest preceding business day.
The maximum amount SSDI beneficiaries can claim in 2025
According to SSA records, workers unable to perform Substantial Gainful Activities (SGA) and eligible to claim SSDI payments can claim a maximum of $4,018 per month. To qualify, the beneficiary must have worked at least 35 years, during which they paid FICA taxes on their wages or payroll.
The most recent statistics indicate that the average amount was around $1,581.97, closer to what most beneficiaries receive. Fewer than 4% manage to reach the maximum of $4,018.
For SSI, a maximum of $967 was set for an individual applicant and a maximum of $1,450 for a couple applying together.
Requirements to Apply for SSDI
To qualify for Social Security Disability Insurance (SSDI), you must meet three main requirements:
- Have a medical condition that meets the Social Security Administration’s (SSA) definition of a disability, meaning it prevents you from working for at least 12 months or is terminal;
- You must have worked and paid Social Security taxes long enough (generally 5 of the last 10 years); and 3) you must not be performing substantially gainful employment (SGA). The SSA will evaluate your medical records, work history, and functional ability.
You can apply for SSDI online at the SSA’s official website (www.ssa.gov/applyfordisability), by phone at 1-800-772-1213, or in person at your local Social Security office. It’s recommended to apply as soon as your disability arises, as the approval process can take several months.