Social Security Disability Security (SSDI) beneficiaries with birthdates between the 1st and 10th of any month received their payment on May 14, 2025. The maximum amount reached $4,018, according to the schedule established by the Social Security Administration (SSA) since the late 1990s, when the entire system changed.
Two additional deposits are scheduled for May 21 and May 28, corresponding to birthdays 11-20 and 21-31, respectively. Each group will access amounts of up to $4,018, adjusted according to individual work and tax history.
Increases in SSDI in 2025: the maximum amount was set at $4,018
It is worth clarifying that these payments are for beneficiaries who began receiving benefits after May 1997. Those who did so before that month receive their payments on the 3rd of each month (May 2, in this case, because the 3rs coincides with the weekend). Beneficiaries who receive Supplemental Security Income (SSI) in addition to SSDI also receive their payments on the third day of the month.
Individual amounts depend on average earnings during the beneficiary’s 35 years of highest earnings. The 2.5% cost of living adjustment (COLA) for 2025 raised the maximum from $3,822 to $4,018, according to data we extracted from the Social Security Payment Schedule 2025.
Although the maximum is $4,018, it is limited to less than 1% of beneficiaries, the average monthly SSDI is around $1,542. Only beneficiaries with high incomes and consistent contributions reach the cap. Those with irregular work histories or lower salaries receive proportionally lower amounts.
The Social Security Fairness Act was another turning point that brought increases to some beneficiaries: effective from 2025, it eliminated the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), benefiting pensioners from jobs not covered by Social Security. This does not alter the May calendar.
Can you receive SSDI + SSI at the same time?
About 20% of SSI recipients also receive SSDI, according to the SSA. This occurs when the SSDI amount is low and the beneficiary meets the SSI financial requirements: income less than $943/month and resources under $2,000.
In these cases, the SSI payment is reduced for each dollar received in SSDI, after a $20 exclusion. For example, an SSDI of $900 would leave an SSI of $63, totaling $963/month. If SSDI exceeds $943, SSI may be $0, but Medicaid eligibility is maintained.
Concurrent beneficiaries also access Medicare after 24 months of SSDI and Medicaid through SSI. Some states offer supplements to SSI, which do not affect the federal calculation but increase total disposable income.
