The first Social Security Disability Insurance (SSDI) benefit distribution for June will occur on Wednesday, June 11, 2025. This payment applies to beneficiaries who were lucky enough to be born between the 1st and 10th of any month. To be in this group, you must have started receiving benefits after May 1997.
The maximum possible amount for this group is $4,018. This date follows the official calendar established by the Social Security Administration (SSA). Payments are made based on the beneficiaries’ birthdate range each month.
Two SSDI groups that must wait a little longer
Beneficiaries whose birthdays fall between the 11th and 20th of any month will receive their funds on Wednesday, June 18. Those whose birthdays fall after the 21st will receive their payment on Wednesday, June 25.
The average monthly payment for SSDI disability insurance beneficiaries during 2025 is $1,581.88. The SSA calculates this figure as the statistical center value. It represents the typical benefit for most recipients nationwide this year.
On the other hand, the maximum monthly payment is $4,018, a fairly high amount that is aimed at individuals with extensive work histories and high incomes for most of that history.
Additionally, some SSDI beneficiaries may be eligible to supplement their income with Supplemental Security Income (SSI) payments. For a single applicant, the maximum possible amount is $967, while for a couple living together and applying jointly, the benefit can be as high as $1,450.
Both SSDI and SSI received a 2.5% cost-of-living adjustment (COLA) increase effective through December 2025.
SSDI eligibility requirements
To qualify for SSDI benefits in 2025, applicants must have sufficient work history. Generally, applicants must have accumulated 40 work credits. At least 20 credits must be earned in the decade before the disability began. Younger workers may require fewer.
The disabling medical condition must prevent the individual from engaging in “substantial gainful activity.” Furthermore, the disability must have persisted, or be expected to persist, for at least 12 consecutive months. Alternatively, it must result in death based on established medical criteria.
Strict income limits influence SSDI eligibility. In 2025, the monthly limit for substantial work activity is $1,530 for non-blind individuals. For legally blind individuals, the threshold rises to $2,550 per month. Exceeding these amounts may affect benefits.
SSDI beneficiaries can access fully-included Medicare
SSDI beneficiaries gain access to Medicare coverage after receiving benefits for a full 24 months. This two-year waiting period is standard under current regulations. It applies to most disability benefit recipients.
There are exceptions to the 24-month waiting period. People diagnosed with amyotrophic lateral sclerosis (ALS) qualify immediately. Individuals with end-stage renal disease (ESRD) also qualify without having to wait the standard wait.
Medicare coverage for SSDI beneficiaries includes Parts A and B. Part A covers hospital services. Part B focuses on outpatient medical services. Beneficiaries generally pay premiums for Part B, and assistance programs are available.