Social Security Disability Insurance (SSDI) continues to destroy long-awaited income support payments to people with disabilities that prevent them from working. Administered by the Social Security Administration (SSA), the program requires prior work history to access benefits.
In the month of April, two payments were already made for groups of beneficiaries (there are a total of 3 groups each month): those with birthdays between the 1st and 10th of any month received their payments on April 9. Then, those with birthdays between the 11th and 20th received their payments on April 16.
Finally, the third payment of the month will be for beneficiaries with a birthday after the 21st of any month: their fund deposit date is April 23.
Average and maximum SSDI amounts in 2025
Exact SSDI amounts vary based on historical income and employment credits. Recipients can check details on the SSA website. The agency recommends updating banking and personal information to avoid interruptions in direct deposits.
The average monthly SSDI benefit in 2025 is $1,580, while the maximum amount can reach $4,018 for those who are already of full retirement age, that is, 67 years old. These figures include the 2.5% cost of living adjustment (COLA), announced in October 2024 to address inflation.
There are other benefits that paying SSDI brings. For example, after 24 months of receiving SSDI, beneficiaries gain Medicare coverage, including hospital stays and medications. Additionally, monthly payments help cover basic expenses, such as housing or transportation.
Basic Requirements to Apply for SSDI Disability Benefits
To access the disability Insurance (SSDI, which is not the same as Supplemental Security Income, SSI), applicants must meet work credits accumulated through Social Security contributions.
Generally, 40 credits are required, with at least 20 earned in the last 10 years before disability. People under age 31 may need fewer credits, adjusted for their age at the time of disability.
The disability must be medically certified as serious and long-lasting (minimum 12 months or terminal), preventing substantial work activity (SGA). In 2025, the income limit for SGA is $1,550 per month (does not apply to the blind, which have larger limits). Additionally, applicants must be U.S. citizens, legal residents, and not be held in federal penal institutions.
If you think you qualify for SSDI and want to start your claiming procedure, head to the official SSA website and fin the SSDI portal. There you’ll have the latest updates on the program and directions to apply.
