The Social Security Administration (SSA) has already established the specific dates for distributing Social Security Disability Insurance (SSDI) payments for the month of June 2025. Payment allocation is primarily determined by the beneficiary’s birthday.
Wednesdays are the designated days for most deposits this month for those who began receiving SSDI payments after May 1997.
Beneficiaries born between the 1st and 10th of the month will receive their payment on Wednesday, June 11. Those born between the 11th and 20th will receive their funds on Wednesday, June 18. Those born between the 21st and 31st will receive their payments on Wednesday, June 25.
SSDI Maximums: this is what you could receive in June 2025
In each individual case, the SSDI benefit amount for 2025 varies, with differences strictly dependent on the individual’s work history, the beneficiary’s age, and contributions to the system. The average monthly payment is $1,580 for this period.
However, the maximum possible payment is $4,018 per month. This limit generally applies to those who retired at full retirement age after having made contributions equivalent to the maximum income subject to contributions during their active working life.
This maximum payment is for those who worked for at least 35 years, and who paid their Social Security taxes during this time, and who were close to the maximum taxable amount for Social Security (OASDI): in 2025, that maximum is set at $176,100 (the OASDI tax is 6.2% for both employees and employers).
Benefit Maintenance: What you must do to continue receiving your payments
Once granted, SSDI benefits require continued compliance with certain conditions. The first is the persistence of the medical disability. The beneficiary must continue to meet the SSA’s definition of disability.
This definition implies the inability to perform substantial activities due to the diagnosed medical condition. The inability to perform meaningful employment is the central criterion the administration evaluates for maintaining eligibility.
Another essential requirement is not to exceed the income threshold known as “Substantial Gainful Activity” (SGA). By 2025, this limit will be set at $1,550 gross monthly for most beneficiaries. The figure rises to $2,590 monthly for people diagnosed with blindness.
If there are changes in your situation, report them to the SSA urgently.
The SSA conducts periodic case reviews through Continuing Disability Reviews (CDRs). The frequency of these recertifications is determined by the medical prognosis regarding potential improvement of the disabling condition.
For conditions where improvement is expected (such as serious fractures or post-surgical recovery), checkups occur every 6 to 18 months. When there is a possibility of improvement, although it is not certain (for example, certain mental disorders or cancers in remission), CDRs are scheduled approximately every 3 years.
Beneficiaries are required to report relevant changes to the SSA. The start of any paid work must be notified. Likewise, any increase in income must be reported to the administration without delay.
Significant improvements in the beneficiary’s medical condition are also a mandatory reporting requirement. Proactively communicating these changes allows the SSA to reassess the situation based on current criteria and avoid potential overpayments.
Regarding the maximum benefit duration, there is no predefined time limit. SSDI benefits can be extended indefinitely as long as the medical and financial requirements established by the regulations are met.
If you reach your FRA, you become retired
Payments can even continue until the beneficiary reaches full retirement age (FRA). At that point, an automatic transition occurs. SSDI converts directly to a regular Social Security retirement benefit.
This change does not imply any interruption in monthly payments. Nor does it entail a recalculation of the benefit amount. The amount previously received for disability benefits remains the same when converted into a retirement pension.
