The Supplemental Security Income (SSI) program sends payments to low-income beneficiaries, including, but not limited to, elderly, disabled, or legally blind individuals considered by the U.S. Social Security Administration (SSA).
The SSA applies pre-established rules for non-working payment dates, that impact SSI deposits. When the first day of the month falls on a Saturday or Sunday, the previous Friday is used. Official calendars for 2025 already specified this methodology. Such is the case for June, when recipients of these payments will not find a deposit during the month.
Where is my June SSI money?
It’s worth clarifying first that the SSA sends a total of 12 payments per year to SSI beneficiaries, but sometimes they don’t receive any payments. This is due to what was explained in the previous paragraph: SSI deposits are made on the first day of each month, but since June 1st was a Saturday, the funds were sent on the nearest business day, which was Friday, May 30th.
Thus, in May, SSI recipients found two payments in their accounts—one on May 1 and another on May 30—while June will not receive any payments.
That’s why you can determine that no one is taking money from you, because you should receive a total of 12 payments per year, without interruptions or payment cancellations, at least according to the information provided by the SSA.
SSI Maximums in 2025: Who Gets Up to $1,450?
The federal SSI maximum amounts for 2025 were previously determined. Qualified individuals can receive up to $967 per month. Eligible couples access a joint cap of $1,450. These figures incorporate the 2.5% cost-of-living adjustment.
These initial amounts are subject to individual changes. The federal benefit rate serves as the reference base. Reductions apply based on each beneficiary’s specific circumstances. Factors such as housing and income influence the final calculation.
The housing situation generates significant decreases. Those who live in other people’s homes without covering their costs face cuts. The maximum reduction reaches $342.33 per month. This adjustment reflects implicit expenses for food and lodging.
Employment income also affects the final benefit. For every $2 earned through work, SSI decreases by approximately $1. Non-employment sources such as pensions follow similar mechanisms. Each dollar earned reduces support by a comparable amount.
If you receive other supplemental federal benefits, such as Social Security retirement payments or employment disability benefits (SSDI), remember that although your SSI payment is sent on the first day of each month, your other payments—whether retirement or disability—will be sent on the third day of each month.
All federal payments handled by the SSA were increased by the cost-of-living adjustment (COLA), a measure that increases payments to address inflation: for 2025, and through December, the COLA amount was 2.5%.