The month of February 2025 features some firm and some changed dates for Social Security and Supplemental Security Income (SSI) beneficiaries. These payments are critically important to recipients who look forward to them, as they provide economic support to more than 72 million Americans and other accepted citizens, including those that are elderly, blind and going through a disability.
February payments actually begin towards the end of January. Because February 1 falls on a Saturday, the Supplemental Security Income (SSI) payment, which is normally made on the first day of each month, will be advanced to January 31.
After questions that we sent, the SSA explained that this decision to advance the payments is intended to avoid beneficiaries to suffer and delays on their payments.
Social Security payments continue on February 3
February 3 is also a date you must have in mind every month. If a beneficiary received Social Security payments before May 1997 or receives both Social Security and SSI, the Social Security payment will be made on this date. Thus, those who depend on these benefits should keep an eye on their account on the third day of February.
The calendar continues for those beneficiaries of Social Security retirement and Social Security Disability Insurance (SSDI). These groups of beneficiaries will receive their payments during the second, third, and fourth Wednesday of February, distributed as follows:
- Wednesday, February 12: Checks will be issued to retirement beneficiaries born between the 1st and 10th of any given month.
- Wednesday, February 19: Payments to those born between the 11th and the 20th.
- Wednesday, February 26: Benefits issued to beneficiaries born between the 21st and 31st.
- Friday, February 28: The SSI payment will be made a little earlier, for the same reason that the February SSI payment was brought forward, because it falls on a weekend.
Benefits and adjustments in 2025
It is relevant to mention that in January 2025 a 2.5% cost of living adjustment (COLA) was implemented in Social Security benefits. This adjustment is designed to help beneficiaries maintain their purchasing power in the face of inflation.
According to the SSA, this increase increases the average monthly retirement benefit by $49, from $1,927 to $1,976. Additionally, the maximum monthly benefit for retirees who begin receiving payments upon reaching full retirement age of 67 is $4,018.
