Millions of Americans are already waiting for the new Social Security payment dates, which have already been announced. Although they are usually available on the official Social Security Administration (SSA) website, they can be difficult to find (the website is a maze, we know) and complicated to understand.
For the month of June, the SSA calendar actually starts on May 30th. How is that possible? Well, the Supplemental Security Income (SSI) payment, which millions of retirees receive as a supplement, is typically sent on the first of each month, but is sent earlier if that day falls on a weekend. That’s the case for June, when the SSI payment is advanced to May 30th.
Regular Social Security payments for June 2025
But June isn’t just about SSI for some. There are also regular Social Security payments (retirement, disability, etc.), and those have their own schedule spread throughout the month. Not everyone receives them on the same day. Key dates are June 3, 11, 18, and 25.
Which one is yours? That depends on a couple of things, primarily your date of birth and your specific situation. We’ll break it down for you so you don’t have any doubts.
Let’s start with the special group who get paid on Tuesday, June 3rd. This date is for people who meet any of these conditions: You live outside the United States, you receive both SSI and Social Security at the same time, the state where you live pays your Medicare premiums, or you began receiving your Social Security benefits before May 1997. If you fit any of these profiles, Tuesday the 3rd is your day.
For most people, your payday simply depends on the day of the month you were born. If your birthday falls between the 1st and 10th of any month (say, you were born on April 5th or November 9th), then your payday is scheduled for Wednesday, June 11th. That’s the date assigned to the first ten days of the month on the payroll calendar.
Is your birthday between the 11th and the 20th? Think about dates like July 15th or December 20th. In that case, mark Wednesday, June 18th on your calendar. That’s the third Wednesday of the month, which corresponds to your birthday if your birthday falls in the second ten days of the month. There are no changes for the Juneteenth holiday; payment is still due on the 18th.
And if your birthday falls between the 21st and 31st (for example, August 25th or January 30th), your turn is the last in the batch. Your payment is scheduled for Wednesday, June 25th. It’s the fourth Wednesday of the month and covers those born in the last ten days (or eleven, counting the 31st) of any month. This completes the main June calendar.
Receive benefits at 62 or wait until 70?
The SSA allows you to begin receiving retirement benefits at age 62; however, this entails a permanent reduction in the monthly amount. For example, for those born in 1960 or later, the reduction is 30% of the full benefit that would be received at full retirement age (67). In 2025, the maximum monthly benefit for those retiring at age 62 is approximately $2,831.
Full retirement age varies by year of birth. For those born between 1943 and 1954, it is 66, gradually increasing to 67 for those born in 1960 or later. By waiting until this age, one receives 100% of the calculated benefit. This age group receives approximately $4,043.
From this point on, each year of delay, up to the maximum age of 70, increases the monthly benefit: for each year you wait, approximately 8% is added to your retirement benefit. For example, if a person with full retirement age of 67 waits until age 70, their monthly benefit would be 24% higher. In 2025, the maximum monthly benefit for those retiring at age 70 is approximately $5,108.
